Finance. The way that we interact with money and how we use it shapes how we live everyday. But there seem to be so many questions and complex situations that surround the world of finance. How can we make it simpler and easier to understand?
Let’s sit down on your favorite couch and chat about some of these things. I want to help make these topics seem a little less intimidating and a little easier to swallow. This is the start of a series I’m going to continue every week that helps us all think about finance and money in a simpler way.
The first thing I want to get out of the way is why it’s important to think about these things. Everyone wants to be able to go through life without having to worry about the next bill or how to pay for the next meal. But the truth is that most of us (pretty much all of us) have to constantly think about these things in order to survive in the modern world.
One of my favorite sayings is that “Life is not about what you want. Life is about what you have to do to become who you want to be.” It would be really easy to just say, “I want (fill in the blank) so I’m going to go buy it,” or “I don’t have time to think about saving.” But in order to become the person you want to be, there are usually some sacrifices along the way. One of those sacrifices is learning about finance.
Hopefully I can make the hard decisions a little less stressful. I want to cover topics such as personal budgeting, retirement saving, the basics of stocks and bonds, as well as mortgages and even online investing. I have a good idea of the direction of this series, but I want it to be as collaborative as possible. If you have any questions or you are curious about any subject please let me know and I will do my best to give some information on those things.
I also want to be completely upfront with you. This series is not a series about how to get rich quick. There are many blogs and websites that claim they know the fastest way to become a millionaire, but this series is about helping each other learn the ins and outs of the financial world so that we can all get smarter together. I would like to think that in the end we won’t be seeking to get rich quick, but instead would be seeking to take thoughtful steps to learn and gain wealth slowly but surely.
So let’s start the conversation. Let’s start thinking of the hard questions. Let’s start questioning why we get stressed about money. Let’s start a dialogue that builds knowledge in the complex world to help us all be a little more educated about the way we make financial decisions. And let’s learn finance.